How to use dual eftpos / Visa cards with Apple Pay


Banks in Australia are beginning to support the use of dual network cards on Apple Pay with ANZ being the first to launch support.

Dual network cards allow you to switch between using the eftpos or Visa payment networks when using Apple Pay in stores within Australia.

In addition to ANZ the following banks also support eftpos on Apple Pay:

  • CUA
  • Geelong Bank
  • Nexus Mutual
  • People‚Äôs Choice Credit Union
  • SCU More Generous Banking
  • Suncorp
  • Woolworths Employees Credit

In order to use your dual network card in Apple Pay you will need to re-add it to Apple Pay.

Which Australian Banks support Apple Pay?

Re-Add Your Card on iPhone

  1. Open the Wallet app and tap your card
  2. Tap … then Remove Card.
  3. Open the Wallet app, tap + in the upper-right corner and follow the prompts.

Re-Add Your Card on Apple Watch

  1. Open the Watch app on your iPhone and go to the My Watch tab.
  2. Tap Wallet & Apple Pay > your card > Remove Card.
  3. Open the Apple Watch app on your iPhone, tap Wallet & Apple Pay, tap Add Card and follow the prompts.

When you add a dual network card to Apple Pay Visa will be the default payment network but you can change the default to your preference.

Apple Pay eftpos dual network anz
Selecting Payment Network on iPhone & Apple Watch

Change the payment network on iPhone

  1. Open the Wallet app.
  2. Tap your card.
  3. Choose the network.

Change the payment network on Apple Watch

  1. Double-click the side button.
  2. Select your card.
  3. Firmly press the display.
  4. Choose the network.

Online & Overseas Transations

The eftpos network is available only in Australia and will not work for overseas transactions. Any online transactions will also default to Visa.

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